Understanding Credit Scores: How Often Should You Check Your Mortgage Score?
Your mortgage score plays a crucial role in your ability to secure a home loan with favorable terms. Regularly monitoring your score helps ensure your credit report is accurate and that you're in the best possible position when it’s time to apply for a mortgage.
How Often Should You Check Your Mortgage Score?
At a minimum, you should check your mortgage score at least twice a year. This allows you to:
✅ Identify and correct any errors on your credit report.
✅ Track your score trends to ensure you're in the desired range.
✅ Take proactive steps to improve or maintain your score before applying for a loan.
If your score isn’t where you want it to be, don’t worry—there are strategies to boost your credit and maximize your mortgage readiness. By staying informed and managing your credit wisely, you can take control of your financial future and prepare for homeownership with confidence.